Website Terms and Conditions

Effective Date: 9/8/23

Welcome to the website of Emerald Bay Risk Solutions ("Emerald Bay," "we," "our," or "us"). By accessing and using our website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree to these terms, please do not use this website.

1.      Use of Website

1.1.   You may use this website for lawful purposes only. You agree not to engage in any activity that could harm, disrupt, or interfere with the operation or security of the website.

1.2.   You may not use this website in a manner that violates any applicable laws or regulations or infringes upon the rights of others.

1.3.   We reserve the right to suspend, terminate, or limit access to the website, in whole or in part, at our discretion and without notice.

2.      Intellectual Property

2.1.   All content and materials on this website, including text, graphics, logos, images, and software, are the property of Emerald Bay or its licensors and are protected by copyright and other intellectual property laws.

2.2.   You may not reproduce, distribute, modify, transmit, or otherwise use any content from this website without our prior written consent.

3.      Privacy and Data Collection

Your use of this website is governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using this website, you consent to the practices described in our Privacy Policy.

4.      Links to Third-Party Websites

This website may contain links to third-party websites or services. These links are provided for your convenience, and we do not endorse or control the content, products, or services offered by these third parties. We are not responsible for the privacy practices or terms of use of such websites.

5.      Disclaimers

5.1.   The information provided on this website is for general informational purposes only. It does not constitute professional advice, and you should not rely on it for making decisions.

5.2.   We make no warranties or representations regarding the accuracy, completeness, or reliability of the content on this website.

5.3.   Your use of this website is at your own risk. We are not liable for any direct, indirect, consequential, or incidental damages arising out of your use of this website.

6.      Changes to Terms and Conditions

We may update these Terms and Conditions at any time without prior notice. The date of the most recent revision will be displayed at the top of this page. Your continued use of this website after any changes indicates your acceptance of the updated terms.

7.      Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of New Jersey. Any disputes arising from or related to these terms shall be subject to the exclusive jurisdiction of the courts in New Jersey.

8.      Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at legal@emeraldbayrisk.com.